What These Legal Terms Actually Cover
These terms apply to every account opened through bk123 and govern how the platform operates for you in Bangladesh. Access and eligibility depend entirely on the laws in your jurisdiction — we do not override local regulation, and you are responsible for confirming that using the
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platform is permitted where you are. When you add a payment method such as bKash, Nagad or Rocket to your account wallet, the data attached to that wallet — your phone number and transaction reference — is stored only for account verification and withdrawal matching. We
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do not share that data with third parties for marketing. Your account information is held for as long as your account remains active. If you close your account, we retain transaction records for the period required by applicable financial record-keeping rules, then delete personal data. Any
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dispute about a transaction made via Rocket, Nagad or bKash is handled first through our account support channel; if unresolved, you may escalate according to the laws of your eligible region. Continued use of the platform after any update to these terms means you accept the
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revised version. We publish the effective date of each update at the top of the full terms document accessible from your account settings page.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.